Start of something new

One of my resolutions for 2008 is to be a complete financial leader for my family. We've had many false starts on the road to saving money, eliminating debt and increasing our credit score, but I think I've established some basic activities (401(k), employee stock purchase plans, savings account) and organized all my recurring bills (heating, cable tv, telephone, etc.) that will give me the motivation to continue working towards financial stability. I hate waking up each day thinking that I've forgotten to pay something, knowing that my credit score is horrible, or some other malady that is affecting my life and the life of my family, so this is where I will concentrate my efforts to get my financial situation straightened out for once and for all. With the use of some tools widely available on the internet and my own sense of what sort of spending my family should be doing, I will resolve to have the family finances cleaned up this year.